

Building a Better Tomorrow
Restoring hope and dignity for a bright futureMain Areas of Impact
In its activities naledi initiative focus mainly on four key areas..Table Banking is a group-based resource mobilization. A concept in which a group of between 10 to 30 members get together every month to save and borrow money. During their gathering, members register themselves; then discuss the contribution, from a minimum of Kshs.200 to any amount decided by the group which is set as their maximum saving. They place their savings on a table. Members are then able to borrow from the money collected to boost their income-generating livelihoods. It’s a healthy gathering for a social-economic benefit.
How Table Banking actually works A group of women, from neighborhood villages comes together and form a group of 10 to 30 members. They meet once a month and others meet weekly according to the agreement between themselves.
Every member saves a minimum of Kshs.200 per month which forms a “revolving fund”.
During the meeting, they put their savings on the table. Any member can request for an immediately “loan” according to her needs, to boost the capital of her business. This loan is repayable the following month.
After a month, the group meet again around the table and the members bring their saving. Repayment of the loan is done for those who took at the previous months’ meeting. A member can access a short-term or a long-term loan. A clear log of incoming and outgoing of money is kept.
Short-term loans are available up to two times a member’s savings which is repayable in one month, while long-term loans are available up to three times a member’s savings and repayable in 6 months to 12 months according to the amount borrowed.
Short-term loans attract an interest of 10% while long-term loans attract an interest of 12% p.a on a reducing balance. A member gets a guarantor among their group members to secure any borrowing. The Naledi Initiative comes in when the groups demand a loan that exceeds their savings; OR after every 6 months to lend the group an additional amount of money at zero interest to boost their kitty.
Naledi Initiative support them with seed funds to boost their kitty or a start-up for a new community table banking self-help women’s group. Naledi Initiative trains them in financial literacy like bookkeeping and social-entrepreneurial skills. Today members of table banking are changing their lives by empowering themselves and their families through projects like poultry farming; goat keeping; basket weaving and small-scale farming. They can access basic needs for their family like education, food and clothing.
Naledi Initiative get its funds, to support these women groups, by holding fundraising activities and events and well-wishers.
It involves conflict resolution; mediation and dialogue; shared information and education; solutions designed to reduce violence, promote understanding and cooperation between different ethnic or tribal groups. It also includes creating a sense of shared responsibility for the well-being of the community, and developing strategies to address the underlying causes of conflict.
It is one of Naledi Initiative’s mission to help in resolving community disagreements with community-eldership dialogue and finding the solution within, through workshop and education. Our Community Empowerment Programs (CEP) engage communities in three main ways: through Community Visioning; providing Human Rights Based education classes for adults and youth; and through the training and support of a Community Management Committee (CMC) designed to advance community projects.
Naledi’s Community Empowerment Program not only supports communities to achieve their vision but also helps them sustain the changes they make and improve their resilience to address challenges and opportunities that may arise in the future.
Our 4 advocacies of free cancer screening:
1. Early Detection: Our free cancer screening can help detect cancer in its early stages, when it is most treatable.
2. Cost Savings: Free cancer screening can save finances for individuals and families who end up going back & forth from local dispensary to sub-county hospital and eventually end up at a private hospital.
3. Improved Quality of Life: Early detection of cancer helps people to start understanding the disease, make changes in their lifestyles and diets.
4. Increased Awareness. Knowledge about the common signs and symptoms of various cancers; the role of being physically active; more organic agricultural practices for pesticide-free and insecticide-free paradigm.
Naledi Initiative empowers the poorest, especially women and girls in rural areas, to take charge of their lives. We work together within our local communities to facilitate their economic growth in the first instance by providing them with a literacy program in understanding of quality finance.
For example, table banking and entrepreneurship education (basket weaving, plant nursery) that lead to a sustained income generating project.
Here’s an example of table banking model we use in the table banking groups:
Table Banking is a group-based resource mobilization. A concept in which a group of between 10 to 30 members get together every month to save and borrow money. During their gathering, members register themselves; then discuss the contribution, from a minimum of say Kshs.200 to any amount decided by the group which is set as their maximum saving. They place their savings on a table. Members are then able to borrow from the money collected to boost their income-generating livelihoods. It’s a healthy gathering for a social-economic benefit.
They meet once a month and others meet weekly according to the agreement between themselves.
Every member saves a minimum of say Kshs.200 per month which forms a “revolving fund”.
During the meeting, they put their savings on the table. Any member can request for an immediately “loan” according to her needs, to boost the capital of her business. This loan is repayable the following month.
After a month, the group meet again around the table and the members bring their saving. Repayment of the loan is done for those who took at the previous months’ meeting. A member can access a short-term or a long-term loan. A clear log of incoming and outgoing of money is kept.
Naledi Initiative oversees the program and support them with seed funds to boost their kitty or a start-up for a new community table banking self-help women’s group. We train them in financial literacy like bookkeeping and social-entrepreneurial skills.
Today members of table banking are changing their lives by empowering themselves and their families through projects like poultry farming; goat keeping; basket weaving and small-scale farming. They are able to access basic needs for their family like education, food and clothing.
Naledi Initiative get its funds, to support these women groups, by holding fundraising events, patrons and donors.

